Credit Guide
Last updated 8 September 2026. AssetMX is a trading name of Blackrock Leasing Pty Ltd, ABN 15 681 267 818, Australian Credit Licence 569484.
This Credit Guide is designed to help you understand the credit services we provide and how we are paid for those services.
1. About Us
AssetMX is a trading name of Blackrock Leasing Pty Ltd.
| Field | Value |
|---|---|
| Legal Name: | Blackrock Leasing Pty Ltd |
| Trading As: | AssetMX |
| ABN: | 15 681 267 818 |
| Australian Credit Licence: | 569484 |
| Email: | [email protected] |
2. Our Credit Services
We provide credit assistance by:
- Helping you assess your business asset finance needs
- Providing indicative quotes and comparisons
- Collecting and processing your application information
- Submitting applications to our panel of lenders on your behalf
- Assisting with the settlement process
We are a credit licensee, which means we hold our own Australian Credit Licence and are directly responsible for our credit activities.
3. The Lenders We Work With
We have relationships with a panel of lenders who provide asset finance products. Our lending panel includes banks, non-bank lenders, and specialist asset financiers.
When you submit an application, we will assess which lenders from our panel may be suitable for your needs based on your circumstances, credit profile, and the asset being financed.
We do not provide advice on which lender or product is best for you. We present options based on likely approval and your stated preferences.
4. How We Are Paid
4.1 Our Platform Fee
We charge a flat platform fee of $800 (inclusive of GST) for our services. This fee is:
- Only payable if your finance application settles
- Disclosed separately from the lender’s interest rate
- Added to your loan amount at settlement (not paid upfront)
4.2 Other Payments We May Receive
We do not receive commissions from lenders. Our only fee is the $800 platform fee disclosed above.
From time to time, we may receive:
- Referral fees from partner businesses
- Bonuses from dealers or equipment suppliers
If any such payments apply to your transaction, we will fully disclose them to you before you accept a finance offer.
4.3 Example
For a $100,000 equipment loan:
- Platform fee: $800
- That’s it - no hidden commissions or trail payments
Our flat fee model means we’re incentivised to get you the best deal, not to steer you toward lenders who pay us more.
5. Other Fees You May Pay
In addition to our platform fee, you may be charged fees by the lender including:
| Fee Type | Typical Range |
|---|---|
| Establishment/Application Fee | $0 - $995 |
| PPSR Registration Fee | $7.40 |
| Monthly Account Fee | $0 - $15 |
| Early Termination Fee | Varies by lender |
| Late Payment Fee | $15 - $50 |
All fees will be disclosed in the loan contract before you sign.
6. Credit Checks and Your Credit File
When you submit an application, we will request a credit report from one or more credit reporting bodies (Equifax, illion, or Experian). This will be recorded on your credit file as a “credit enquiry”.
Multiple credit enquiries in a short period may affect your credit score. We recommend only submitting an application when you are ready to proceed.
Using our online calculator does not affect your credit score. Credit checks are only performed when you submit a full application.
7. Your Rights and Obligations
Your Rights
- Request a copy of documents we hold about you
- Receive clear information about fees and charges
- Withdraw from an application at any time before settlement
- Make a complaint if you’re unhappy with our services
Your Obligations
- Provide accurate and complete information
- Notify us of any changes to your circumstances
- Read all documents before signing
- Make repayments on time once finance settles
8. Complaints and Disputes
If you have a complaint about our services, please contact us first:
Email: [email protected]
We will acknowledge your complaint within 1 business day and aim to resolve it within 30 days. If we cannot resolve your complaint to your satisfaction, you can escalate it to our external dispute resolution scheme:
Australian Financial Complaints Authority (AFCA) Website: www.afca.org.au Phone: 1800 931 678 (free call) Email: [email protected]
AFCA provides fair and independent financial services complaint resolution that is free to consumers.
9. Professional Indemnity Insurance
We hold professional indemnity insurance that covers the work done by our employees and representatives. This insurance satisfies the requirements of section 912B of the Corporations Act 2001.
10. Keeping This Guide
Please keep a copy of this Credit Guide for your records. You can download or print this page, or request a copy by emailing us at [email protected].
Summary
- Who we are: Blackrock Leasing Pty Ltd (ACL 569484)
- Our fee: $800 flat fee, payable at settlement only
- Lender commissions: None. Our only remuneration is the $800 platform fee
- Your credit file: Credit checks occur at application, not quote stage
- Complaints: Contact us first, then AFCA if unresolved