Small rigid trucks
Isuzu, Hino, Fuso, UD. Reliable workhorses for local deliveries and trades.
- Tray, tipper and pantech bodies
- Body and fitout financed with the truck
Truck and van finance
Truck finance without hidden broker fees
Delivery operators, tradies, removalists and couriers: get moving with the lender's base rate and a flat $800 fee. Small rigid trucks to commercial vans, same price for all.
ABN 24+ months · GST registered · $5,000 to $500,000
Example rigid truck: $85,000
$1,729/month
5 years, 0% balloon, lender rate 7.50% (verified 8 September 2026), $800 fee financed.
In one sentence
AssetMX arranges low-doc finance on rigid trucks, light trucks and commercial vans from $5,000 to $500,000 for GST-registered businesses trading 24 months or more, charging a flat $800 fee with the lender's base rate shown separately.
Last reviewed 8 September 2026 by AssetMX.
Trucks and vans we finance
Light commercial to medium rigid, with bodies and fitouts included on the invoice.
Commercial vans
Transit, Sprinter, HiAce, Crafter for tradies, couriers and deliveries.
- All sizes and configurations
- Fitout included
Light trucks
Cab chassis, tray backs and service bodies for any business.
- New and used
- Asset up to 15 years old at end of term
Pricing
Lender base rate plus $800. That is the whole price.
On the $85,000 example above, a broker loading the rate by about 2% would show you9.50% and cost about $3,983 more over the term. How we compare.
| Term | Lender base rate (p.a.) | Maximum balloon | AssetMX fee |
|---|---|---|---|
| 1 year (12 mo) | 9.10% | 65% | $800 flat |
| 2 years (24 mo) | 8.10% | 60% | $800 flat |
| 3 years (36 mo) | 7.50% | 50% | $800 flat |
| 4 years (48 mo) | 7.50% | 40% | $800 flat |
| 5 years (60 mo) | 7.50% | 30% | $800 flat |
Indicative rates for in-policy low-doc applicants, verified 8 September 2026 against AssetMX lender panel rate sheets. Your rate is set by the lender. AssetMX adds no margin to it.
Why operators choose AssetMX
Transparent savings
Brokers typically build 1 to 2% into the rate. We charge $800 flat and show the lender base rate as it is.
Fast turnaround
In-policy low-doc applications usually get conditional approval the same business day, with settlement once the invoice and signed documents are in.
We get business
Built for operators who need reliable vehicles to keep jobs moving. No complicated process, no salespeople.
Eligibility for truck and van finance
| ABN | Active for at least 24 months |
|---|---|
| GST | Registered |
| Amount | $5,000 to $500,000 |
| Term | 12 to 84 months |
| Asset age | No more than 15 years old at the end of the term |
| Documents | Driver licence, business bank statements, supplier invoice. No tax returns for in-policy low-doc deals. |
Full detail on lender low-doc policies and requirements.
Questions people ask
Can I finance the body and fitout with the truck?
Yes, when they are on the supplier invoice. The whole invoice amount can be financed up to $500,000.
Do you finance trucks over 4.5 tonnes GVM?
Yes, rigid trucks are within scope. Prime movers and trailers are assessed case by case against lender policy. Ask us before you commit to a purchase.
Can a sole trader get truck finance?
Yes, provided the ABN has been active for 24 months, the business is GST registered and the truck is for business use.
What about private sales?
Private-sale trucks can be financed. A $250 inspection fee may apply and the lender pays the seller directly at settlement.
Related
Ready? Three questions, then we take it from there.
One flat $800 fee, disclosed before you start. Nothing touches your credit file until you say so.
Trading 2+ years · Clean credit · Vehicles, trucks or equipment for business use