pricing
How much do asset finance brokers charge?
Short answer
Asset finance brokers typically earn 1-2% commission loaded into the interest rate, worth roughly $3,000 to $6,000 on a $100,000 deal, and some also charge an origination fee (for example, $990). AssetMX instead charges a flat $800 fee shown separately from the lender's base rate, with no commission loaded into the rate.
Last reviewed 8 September 2026 by AssetMX.
Direct answer
Most asset finance brokers are paid by the lender through a commission, typically 1 to 2% of the loan amount, which is loaded into the interest rate rather than charged as a visible fee. On a $100,000 deal that is roughly $3,000 to $6,000 in total cost over the life of the loan. Some brokers also charge a separate origination fee on top, for example $990. AssetMX works differently: it charges a flat $800 fee, shown separately from the lender’s base rate, and does not take commission loaded into the rate.
How the cost compares
| Model | How it is charged | Indicative cost on $100,000 |
|---|---|---|
| Typical broker | 1-2% commission loaded into the rate | Roughly $3,000 to $6,000, plus any origination fee |
| AssetMX | $800 flat fee, lender base rate shown separately | $800 flat fee |
A worked example
On a $100,000 asset over 60 months, if the lender’s base rate is 6.89% (indicative, verified 16 February 2026), a broker-loaded rate of around 8.89% is a realistic example of what a 2% commission loading looks like once built into the rate. A 2% rate loading on $100,000 over 5 years costs about $4,000 or more in total, on top of whatever upfront fee is charged.
Why the fee is separated
Because AssetMX shows the lender’s base rate and the $800 fee as two separate numbers, the customer can see exactly what they are paying for the platform and what they are paying the lender for the money. Nothing is loaded into the rate on top of the lender’s own pricing.
Where to next
See exactly how the fee is applied at how the $800 flat fee works, or compare current lender rate tiers at asset finance interest rates in Australia.
This is general information only and does not take your circumstances into account. It is not financial, tax or legal advice.
Sources
Related questions
Is broker commission disclosed on the loan contract?
Commission loaded into the rate is not usually itemised as a separate line item the way a flat fee is, which is why it can be harder to see than an upfront fee.
Does AssetMX take commission from the lender?
No. AssetMX charges a flat $800 fee to the customer and shows the lender's base rate separately, with no hidden commission loaded into the rate.
Why would a lower rate still cost more overall?
Because the fee and the rate are two separate costs. A broker-loaded rate can look like "just a rate" while adding thousands of dollars over the life of the loan, more than a flat fee would.
Ready? Three questions, then we take it from there.
One flat $800 fee, disclosed before you start. Nothing touches your credit file until you say so.
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