How does the $800 flat fee on AssetMX work?

Direct answer

AssetMX’s fee model is a single $800 flat fee for arranging the finance, charged once per deal rather than as a percentage loaded into the interest rate. It sits alongside the lender’s base rate as its own line item, so a reader can see exactly what is going to the platform and what is going to the lender. It can be paid upfront at settlement or financed into the loan amount.

What the fee covers and what it does not

The $800 fee covers matching your application to lender low-doc policy, preparing the application and coordinating settlement. It does not include the lender’s own costs. Most lenders also charge a typical $500 establishment fee, which is usually financed into the loan rather than paid upfront, though the exact amount varies by lender. If a private-sale asset needs an inspection, a separate $250 inspection fee applies.

How this compares with commission-based pricing

Many brokers are paid through commission loaded into the interest rate, typically 1-2%, which is worth roughly $3,000 to $6,000 in extra interest on a $100,000 deal, and some charge an origination fee on top. Because that cost is built into the rate rather than shown as a fee, it can be harder to see. AssetMX’s flat fee is fixed regardless of loan size, so it does not scale up on larger deals the way a percentage-based commission does.

A simple breakdown

Item	Typical amount	When it is paid
AssetMX platform fee	$800 flat	Upfront or financed into the loan
Lender establishment fee	Typically $500 (varies by lender)	Usually financed into the loan
Private-sale inspection fee	$250	If applicable, at inspection

Where to next

See how this fee structure compares with commission-based brokers on the how we compare page, or check current rates.

This is general information only and does not take your circumstances into account. It is not financial, tax or legal advice.